Medicare is a vital healthcare program for seniors and eligible individuals, but the costs can vary depending on where you live. If you’re in Washington or Oregon, understanding Medicare costs in your state is crucial to making informed healthcare decisions.
Whether you’re enrolling for the first time or looking to switch plans, comparing Medicare expenses in Longview, WA, and nearby Oregon cities can help you save money and get the best coverage.
As a trusted Medicare Insurance Agent in Longview, WA, I help seniors and eligible individuals find the right Medicare plan that fits their budget and healthcare needs. If you need expert assistance, feel free to reach out for a free consultation!
📍 Visit: Michael’s Medicare Ministry, 250 Cypress St, Longview, WA 98632
📞 Call: +1 (503) 828-2328
📧 Email: wmichaeljarman@gmail.com
Medicare Costs in Washington vs. Oregon: Key Differences
Both Washington and Oregon follow standard Medicare pricing, but costs can differ based on plan availability, state regulations, and provider networks. Let’s break down the costs of Original Medicare (Part A & B), Medicare Advantage (Part C), and Medicare Supplement (Medigap) plans in both states.
Medicare Part A Costs in Washington vs. Oregon
What Does Medicare Part A Cover?
Medicare Part A (Hospital Insurance) covers:
✔ Inpatient hospital stays
✔ Skilled nursing facility care
✔ Hospice care
✔ Limited home healthcare services
Medicare Part A Costs in 2025
| Cost | Washington | Oregon |
|---|---|---|
| Monthly Premium (if applicable) | $0 (if you worked 40+ quarters) | $0 (if you worked 40+ quarters) |
| Hospital Deductible | $1,632 per benefit period | $1,632 per benefit period |
| Days 1-60 (Inpatient Hospital) | $0 per day | $0 per day |
| Days 61-90 | $408 per day | $408 per day |
| Lifetime Reserve Days (91+) | $816 per day | $816 per day |
💡 Need help enrolling in Medicare Part A? I offer free Medicare consultations to help you understand your costs and coverage options.
📞 Call Now: +1 (503) 828-2328
Medicare Part B Costs in Washington vs. Oregon
What Does Medicare Part B Cover?
Medicare Part B (Medical Insurance) covers:
✔ Doctor visits and outpatient care
✔ Preventive services (vaccines, screenings, wellness exams)
✔ Durable medical equipment (wheelchairs, oxygen, etc.)
✔ Mental health services
Medicare Part B Costs in 2025
| Cost | Washington | Oregon |
|---|---|---|
| Standard Monthly Premium | $174.70 | $174.70 |
| Annual Deductible | $240 | $240 |
| Coinsurance (After Deductible) | 20% of Medicare-approved amount | 20% of Medicare-approved amount |
💡 Worried about Medicare Part B costs? You may qualify for Medicare Savings Programs that can help lower your premiums and out-of-pocket expenses. Contact me today for expert assistance!
📞 Schedule a Consultation: +1 (503) 828-2328
Medicare Advantage (Part C) Costs in Washington vs. Oregon
Medicare Advantage (Part C) plans combine Medicare Part A and Part B benefits and often include prescription drug coverage, dental, vision, and hearing benefits.
How Much Do Medicare Advantage Plans Cost in 2025?
| Plan Type | Washington (Average Monthly Premium) | Oregon (Average Monthly Premium) |
|---|---|---|
| HMO Plans | $20 – $40 | $18 – $38 |
| PPO Plans | $30 – $60 | $25 – $55 |
| Special Needs Plans (SNPs) | Varies based on eligibility | Varies based on eligibility |
💡 Which Medicare Advantage plan is right for you? I compare plans to help you find the best coverage at the lowest cost.
📞 Call Now for a Free Quote: +1 (503) 828-2328
Medicare Supplement (Medigap) Costs in Washington vs. Oregon
Medicare Supplement (Medigap) plans help cover out-of-pocket costs like deductibles, coinsurance, and copays. Costs vary by state and plan type.
Medigap Plan Costs in 2025 (Plan G Example)
| Cost Factor | Washington (Average Monthly Premium) | Oregon (Average Monthly Premium) |
|---|---|---|
| Plan G (Age 65) | $140 – $180 | $130 – $175 |
| Plan G (Age 75) | $160 – $210 | $150 – $200 |
| High-Deductible Plan G | $40 – $70 | $35 – $65 |
💡 Not sure which Medigap plan is right for you? I provide personalized plan comparisons to help you choose the best coverage.
📞 Call Now for Assistance: +1 (503) 828-2328
Why Work with a Medicare Insurance Agent?
✔ Expert Medicare Guidance – I help you compare Medicare plans in Washington and Oregon and find the best option for your needs.
✔ Personalized Service – I work one-on-one to find a plan that fits your budget and medical needs.
✔ Ongoing Support – Need help after enrolling? I provide continuous support for any Medicare-related questions.
📞 Need Medicare help? Call Michael’s Medicare Ministry today!
📍 Visit: 250 Cypress St, Longview, WA 98632
📞 Call: +1 (503) 828-2328
📧 Email: wmichaeljarman@gmail.com
Frequently Asked Questions (FAQs)
1. Can I use my Medicare plan in both Washington and Oregon?
Yes! Original Medicare (Part A & B) is accepted nationwide, meaning you can use it in both Washington and Oregon. However, Medicare Advantage plans may have state-specific provider networks, so check your plan details before traveling or moving.
2. How do I know if I qualify for Medicare Savings Programs?
Medicare Savings Programs (MSPs) help lower Medicare Part B premiums and out-of-pocket costs for eligible individuals. Eligibility is based on income and resources. Contact me for assistance in checking your eligibility.
3. What is the best way to compare Medicare costs in Washington and Oregon?
The best way to compare Medicare plans is by working with a licensed Medicare insurance agent who can provide side-by-side plan comparisons based on your health needs and budget.
📞 Call Michael’s Medicare Ministry Today for a Free Consultation!
📍 Visit: 250 Cypress St, Longview, WA
📞 Phone: +1 (503) 828-2328
📧 Email: wmichaeljarman@gmail.com
