Beaverton Medicare: Step-by-Step
Navigating the Medicare enrollment process can feel overwhelming—especially if you’re doing it for the first time. With several plan types, timelines, and coverage options to choose from, it’s easy to get confused or miss an important step.
If you’re turning 65 or planning retirement in Beaverton, Oregon, this step-by-step guide is here to make the Medicare process simple and stress-free. You can also explore resources available in your community to get guidance tailored to your needs.
Local Medicare Insurance Broker – Beaverton, OR
📍 Office Address: 15125 SW Ruby Ct, Beaverton, OR 97007
📞 Phone: +1 (503) 828-2328
🌐 Website: Michaels Medicare Ministry
📧 Email: wmichaeljarman@gmail.com
✅ Step 1: Know When You’re Eligible
Most people become eligible for Medicare at age 65. Your Initial Enrollment Period (IEP) begins three months before your 65th birthday, includes your birth month, and continues three months after.
⚠️ Missing this window could result in late enrollment penalties, so it’s important to act early.
✅ Step 2: Understand the Parts of Medicare
Before enrolling, it’s essential to understand the four main parts of Medicare:
- Part A – Hospital Insurance (usually free if you’ve worked 10+ years)
- Part B – Medical Insurance (covers doctor visits, outpatient care)
- Part C – Medicare Advantage (all-in-one plans through private insurers)
- Part D – Prescription Drug Coverage
Depending on your healthcare needs, you may also consider a Medigap (Supplement) plan to cover costs that Original Medicare doesn’t.
✅ Step 3: Choose the Right Plan for Your Needs
This is where many people get stuck. Should you go with Original Medicare + Medigap, or a Medicare Advantage plan? Do you need Part D drug coverage?
A local Medicare broker in Beaverton can:
- Compare plan benefits and costs
- Check which doctors and hospitals are in-network
- Review prescription coverage
- Help you avoid coverage gaps
📍 At Michael Jarman Medicare Insurance, we provide free, one-on-one consultations to help you choose the plan that’s best for your budget and lifestyle.
✅ Step 4: Enroll the Right Way
Depending on your situation, here’s how to enroll:
- Online through Social Security (for Original Medicare): ssa.gov/medicare
- Through a private insurance provider (for Medicare Advantage or Part D)
- With help from a licensed Medicare broker
💼 Enrolling with the help of a broker saves time, eliminates guesswork, and costs you nothing extra.
✅ Step 5: Review Your Plan Annually
Medicare isn’t “set it and forget it.” Plans, prices, and your health needs may change each year. That’s why it’s important to review your coverage annually, especially during the Annual Enrollment Period (AEP) from October 15 to December 7.
We can help you:
- Check for better plans or pricing
- Add or adjust drug coverage
- Avoid surprises with new providers or rules
📞 Need Help with Medicare Enrollment in Beaverton?
Don’t go it alone. At Michael Jarman Medicare Insurance, we’re proud to serve the Beaverton, OR community with expert, local guidance. Whether you’re new to Medicare or reviewing your options for the year, we’ll help you every step of the way.
✅ Call, Email, or Visit Today:
📍 Address: 15125 SW Ruby Ct, Beaverton, OR 97007
📞 Phone: +1 (503) 828-2328
📧 Email: wmichaeljarman@gmail.com
👉 Book your free Medicare consultation now—no pressure, just honest help.
