Reaching 65 years old can be a big deal in life, and understanding the complexities of health insurance can be scary. It is important to comprehend the enrollment requirements for Medicare plans if you live in Beaverton, Oregon, and find yourself approaching Medicare eligibility or currently receiving benefits.
Serving Beaverton residents, Michael’s Medicare Ministry is here to assist! This blog will explore and walk you through the enrollment requirements for the several Medicare plans that are available in our city.

Medicare Eligibility

Before exploring Medicare plan options in Beaverton, it’s essential to establish your eligibility. Here’s a list of the primary criteria:

Age: You must be 65 years or older.

Citizenship or Permanent Residency: You must be a U.S. citizen or a legal permanent resident for at least five years.

Work History: You or your spouse must have paid Medicare taxes for a specific period (typically 40 quarters of work credits).

Additional Eligibility Considerations:

Early Enrollment: If you have a qualifying disability, you may be eligible to enroll in Medicare before turning 65.

End-Stage Renal Disease (ESRD): Individuals with ESRD, regardless of age, qualify for Medicare benefits.

Types of Medicare Plans Available in Beaverton, OR

Once you’ve established your eligibility, it’s essential to understand the different types of Medicare plans available in Beaverton:

Original Medicare (Parts A & B):

 This traditional program offers coverage for hospital stays, doctor visits, and some preventive care services. However, it typically comes with costs like deductibles, copays, and coinsurance.

Medicare Supplement Insurance (Medigap): 

These plans work alongside Original Medicare to help cover these heavy expenses. They come in various standardized plans (A, B, C, D, etc.), each offering different levels of coverage and associated costs.

Medicare Advantage (Part C): 

These Medicare plans, offered by private insurance companies, combine Parts A & B coverage into one plan. They may also include additional benefits like vision, dental, and hearing coverage, offering a more comprehensive healthcare package.

Michael’s Medicare Ministry can assist and provide you in comparing different Medicare plans in Beaverton and help you find a plan that best suits your individual needs and budget.