An Overview of Medicare Advantage (Part C)
When most people think of Medicare, they often assume it covers all essential health needs. But here’s the truth: Original Medicare (Part A and Part B) generally does not include routine dental, vision, or hearing care. That’s where Medicare Advantage plans come in—offering expanded benefits that are increasingly important as we age.
If you’re nearing 65 and live in Beaverton, OR, it’s natural to wonder how Medicare will support your complete health needs—including your eyes, ears, and teeth. For local guidance tailored to your situation, you can connect with MichealsMedicareMinistry, a trusted source for Medicare insurance support in Beaverton. For personalized help
📍 15125 SW Ruby Ct, Beaverton, OR 97007
📞 +1 (503) 828-2328
📧 wmichaeljarman@gmail.com
Let’s take a closer look at what Medicare Advantage plans offer and why they may be worth considering.
What Is a Medicare Advantage Plan?
Medicare Advantage (also known as Part C) is an alternative to Original Medicare, offered by private insurance companies approved by Medicare. These plans must provide the same hospital and medical coverage as Original Medicare, but most go further—offering added benefits that are not typically covered.
Common extras include
- Dental care (preventive and restorative)
- Vision exams and eyewear
- Hearing screenings and hearing aids
- Wellness programs
- Prescription drug coverage
It’s these additional benefits—especially dental, vision, and hearing—that often lead people to explore Medicare Advantage as their primary Medicare option.
Why Dental, Vision, and Hearing Coverage Matters as You Age
Once you turn 65, staying on top of oral, visual, and auditory health becomes even more important. Unfortunately, without insurance, the cost of even basic care can add up quickly. Here’s why these areas are essential:
Dental Care
Gum disease, tooth loss, and oral infections are common as we age. Preventive dental services like cleanings, X-rays, and exams can help detect problems early and maintain oral health. Some Medicare Advantage plans also offer coverage for crowns, dentures, and root canals.
Vision Care
Conditions like cataracts, glaucoma, and age-related macular degeneration become more likely after 65. Regular vision exams, glasses, or contact lenses are often necessary, and many Advantage plans help cover these services.
Hearing Care
Hearing loss can lead to isolation, depression, and even cognitive decline. But hearing exams and hearing aids can be expensive. Medicare Advantage plans may offer hearing aid coverage and fittings, which Original Medicare does not.
What’s Typically Included?
The specifics vary by plan and insurer, but many Medicare Advantage plans include:
Dental: Routine cleanings, X-rays, exams, fillings, extractions, crowns, dentures
Vision: Annual eye exams, prescription lenses, frames, or contacts
Hearing: Hearing tests and a portion of the cost for hearing aids
Keep in mind, these benefits often come with network restrictions, annual limits, or co-pays, so reviewing the plan details is key before enrolling.
Choosing the Right Plan: What to Consider
When evaluating a Medicare Advantage plan, ask yourself:
- Are my dentists, eye doctors, and audiologists in-network?
- What services are included under each benefit (preventive vs. major)?
- Are there annual coverage limits or waiting periods?
- What are the co-pays or coinsurance amounts?
Comparing plans based on your personal health needs and budget is essential. That’s why many people in Beaverton turn to MichealsMedicareMinistry for one-on-one support in understanding local plan options and choosing the best fit.
Local Help for Beaverton Residents Turning 65
Medicare Advantage plans can be a great solution, but the choices can feel overwhelming. There’s no one-size-fits-all answer, and your coverage should reflect your personal health needs.
That’s where local insight can be a huge advantage. MichealsMedicareMinistry, based right here in Beaverton, OR, offers Medicare guidance tailored to your situation—without pressure or sales pitches. For direct support, you can visit
📍 15125 SW Ruby Ct, Beaverton, OR 97007
📞 +1 (503) 828-2328
📧 wmichaeljarman@gmail.com
If dental, vision, or hearing health is important to you—as it is for most people over 65—then Medicare Advantage plans are worth considering. They offer benefits that Original Medicare doesn’t, helping you maintain quality of life as you age.
FAQs About Medicare Advantage and Extra Benefits
Does Original Medicare include dental, vision, or hearing coverage?
No. Original Medicare generally does not cover routine dental care, eye exams, glasses, or hearing aids. That’s why many people turn to Medicare Advantage plans for these benefits.
Are all Medicare Advantage plans the same when it comes to extra benefits?
No. Each plan is different. Some include comprehensive dental and vision care, while others may offer limited coverage. Always check the specific plan details before enrolling.
Are there Medicare Advantage plans available in Beaverton, OR?
Yes. There are several options available for Beaverton residents, each with different provider networks and benefits. Speaking with a local resource like MichealsMedicareMinistry can help simplify the decision.
Where can I get help reviewing Medicare Advantage options?
You can contact MichealsMedicareMinistry for local, personalized assistance:
