Local Guidance to Help You Avoid Costly Mistakes and Choose the Right Plan
Retirement should be a time of peace, not confusion. But when it comes to Medicare, many seniors in Beaverton find themselves overwhelmed by deadlines, plan options, and hidden costs. If you’re getting ready to retire in Beaverton, OR, it’s important to start preparing your Medicare coverage early so you can avoid surprises and secure the benefits you deserve.
Whether you’re turning 65 soon or retiring after years of employer health insurance, this guide will walk you through what you need to know—and how to avoid the most common Medicare mistakes.
Best Medicare Insurance Broker in Beaverton
📍 Office Address: 15125 SW Ruby Ct, Beaverton, OR 97007
📞 Phone: +1 (503) 828-2328
📧 Email: wmichaeljarman@gmail.com
Why Preparing Your Medicare Coverage Matters
Medicare isn’t one-size-fits-all. Your healthcare needs, prescriptions, and budget are unique—so your coverage should be too. Choosing the wrong plan (or missing enrollment deadlines) can lead to:
- Higher out-of-pocket costs
- Limited access to doctors
- Coverage gaps
- Lifetime late penalties
Don’t leave your retirement healthcare to chance. Take the time to compare your options, understand what’s covered, and get expert help when needed.
5 Smart Steps for Medicare Planning in Beaverton
1. Know Your Enrollment Timeline
If you’re approaching age 65, your Initial Enrollment Period begins three months before your birthday month and lasts for seven months. Retiring later? You may qualify for a Special Enrollment Period.
📅 Missing deadlines could mean penalties—so make sure you’re on schedule.
2. Understand Your Coverage Choices
You have several options:
- Original Medicare (Parts A & B) – hospital and medical coverage
- Part D – prescription drug coverage
- Medicare Advantage (Part C) – all-in-one plans with extra benefits
- Medigap (Supplement Plans) – help pay for what Original Medicare doesn’t cover
🩺 Each has pros and cons, depending on your health needs, doctor preferences, and financial situation.
3. Compare Plans Carefully
Don’t just pick what a friend or ad suggests. Plans vary widely—even in the same zip code. You’ll want to compare:
- Monthly premiums
- Copays and deductibles
- Prescription drug coverage
- Provider networks
👉 A local Medicare broker can help you evaluate multiple options side-by-side—for free.
4. Consider Additional Benefits
Original Medicare doesn’t cover dental, vision, hearing, or long-term care. Medicare Advantage plans often include these extras, but not all plans are equal.
🛡️ Make sure your plan fills the gaps that matter most to you.
5. Get Personalized, Local Help
Big insurance companies don’t know Beaverton—but a local expert does. Working with a licensed Medicare broker in Beaverton means you get personalized recommendations, not one-size-fits-all advice.
🙋♂️ And the best part? There’s no extra cost to you.
Work with a Local Medicare Specialist in Beaverton
If you’re retiring in Beaverton and need help navigating Medicare, Michael Jarman is here to help. With years of experience and local knowledge, he’ll walk you through your choices, explain what matters, and help you enroll with confidence.
Best Medicare Insurance Broker in Beaverton
📍 Office Address: 15125 SW Ruby Ct, Beaverton, OR 97007
📞 Phone: +1 (503) 828-2328
📧 Email: wmichaeljarman@gmail.com
Schedule Your Free Medicare Consultation Today
Preparing your Medicare coverage doesn’t have to be stressful. Let a local expert help you make the right decision, so you can enjoy retirement with peace of mind.👉 Call or email now to get started—it’s fast, free, and completely personalized.
